Tom, 34, doesn’t hide his anger: his parents are already spending his future inheritance on going on vacation.

A future mapped out… on other people’s savings?

Tom has never had any major conflicts with his parents. But since they retired, a  latent tension  has set in. After forty years of work, his parents have chosen to enjoy their savings. Vacations in Spain, cruises, getaways to Italy… they are finally making their plans a reality.

Tom, for his part, sees every expense as a missed opportunity. He believes the money could allow him to buy real estate, to “build something.”  But life isn’t a savings account automatically passed down from generation to generation.